Not sure if you need CFO-level support? Use this quick self-test to see if FPG-USA's CFO Advisory is right for you — and whether bookkeeping support is also needed. TOP Is FPG-USA CFO Advisory Right for You? 💵 Is FPG-USA CFO Advisory Right for You? 💼 Thinking about CFO support — but unsure if it’s the right move? This quick-read page helps you cut through the guesswork. You’ll learn the top ways a CFO can drive growth , run a self-assessment, and decide whether you need strategic advisory alone or a full accounting solution to back it up. — Richard Kahn, Founder & CFO, FPG‑USA TOC 📋 Is FPG-USA CFO Advisory Right for You? (TOC) Click a section title to jump — use 🔼 Back to TOC or 🔝 Back to Top Top 6 ways a CFO can drive growth: 1️⃣ 📊 Clarity from the Numbers 2️⃣ 🧭 Strategic Guidance & Scenario Planning 3️⃣ 💵 Cash Flow Intelligence & Profit Triggers 4️⃣ 🔮 Forecasting, Budgeting & Dynamic Planning 5️⃣ ⚙️ Systemization & Operational Efficiency 6️⃣ 🏦 Investor, Lender, or Exit Readiness Take the self-assessment, determine your needs: 7️⃣ 🧩 Is FPG-USA CFO Advisory Right for You? (Self-Assessment) 8️⃣ 🔍 Do You Need Only CFO Advisory — or Bookkeeping Too? What's the Next Step? 🚀 Schedule a Free Consultation 🔚 Footer 1. Clarity from the Numbers 2. Strategic Guidance & Scenario Planning 3. Cash Flow Intelligence & Profit Triggers 1️⃣ 📊 Clarity from the Numbers We translate your raw financial data into actionable insight — revealing what’s driving profit, where money is leaking, and what metrics truly matter. 🔼 Back to TOC 2️⃣ 🧭 Strategic Guidance & Scenario Planning Make smarter decisions with confidence. We help you model growth plans, pricing strategies, risk pivots, and “what-if” scenarios before you commit. 🔼 Back to TOC 3️⃣ 💵 Cash Flow Intelligence & Profit Triggers We identify working capital imbalances (like 90-day AR vs. 30-day AP), plug cash leaks, and improve your cash conversion cycle to boost liquidity and profit. 🔼 Back to TOC 4️⃣ 🔮 Forecasting, Budgeting & Dynamic Planning From rolling forecasts to cash runway planning, we help you plan with accuracy and agility — not just once a year, but as your business evolves. 🔼 Back to TOC 5️⃣ ⚙️ Systemization & Operational Efficiency We design scalable, efficient financial processes using tools like QuickBooks Online, cloud systems, and workflow automation that reduce overhead and chaos. 🔼 Back to TOC 6️⃣ 🏦 Investor, Lender, or Exit Readiness We prep your financials for due diligence, funding, and deal-making — giving stakeholders confidence while protecting your interests. 🔼 Back to TOC 7️⃣ 🧩 Is FPG-USA CFO Advisory Right for You? (Self-Assessment) 4. Forecasting, Budgeting & Dynamic Planning 5. Systemization & Operational Efficiency 6. Investor, Lender, or Exit Readiness 7. Is FPG-USA CFO Advisory Right for You? (Self-Assessment) 🔼 Back to TO C 8️⃣ 🔍 Do You Need Only CFO Advisory — or Bookkeeping & Accounting Too? Ask yourself: Are your books timely and accurate? Do you already have trusted bookkeeping or accounting support? Can your team support advisory work with reliable data? Do you need us to handle cleanup and accounting too? Or do you need us to build that structure for you? CFO Advisory relies on reliable, current financials. If that foundation isn’t in place, we may recommend bundling advisory with 👉Monthly Bookkeeping & 👉Accounting or a 👉QBO Cleanup engagement. 🔼 Back to TO C 🚀 What’s the Next Step? Let’s talk strategy. Whether you need targeted guidance or full financial support, we’ll help you identify the best fit. 👉 Schedule Your Free CFO Strategy Call › 🔼 Back to TOC 8. Do You Need Only CFO Advisory — or Bookkeeping Too? Schedule Footer

FPG-USA provides bookkeeping, accounting, and CFO advisory services tailored to real estate investors — from short-term rentals to long-term portfolios. FPG-USA Financial Services for REAL ESTATE INVESTORS Top 🏘️ Real Estate Investors Real estate investing is all about leverage, timing, and strategy — but without clean books and cash flow clarity, even a high-performing property can turn into a liability. At FPG-USA, we help real estate investors stay financially agile, tax-ready, and profit-focused. Whether you're managing a few single-family homes, scaling an STR (short-term rental) portfolio, or acquiring multi-unit holdings, our services are tailored to support your goals. My experience includes leading real estate syndications, managing investor relations, and overseeing structured investment offerings at the national level. — Richard Kahn, Founder & CFO, FPG‑USA TOC 📋 FPG-USA Financial Services for 🏘️Real Estate Investors (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ Common Pain Points for Real Estate Investors 2️⃣ How We Help Real Estate Investment Clients 3️⃣ Key Metrics We Track 4️⃣ Tools, Systems & Integrations 5️⃣ FPG-USA’s Real Estate Financial Experience 6️⃣ Who We Work Best With 🚀 Ready to Discuss Your Needs? 🔚 Footer 1 2 3 4 1️⃣ Common Pain Points for Real Estate Investors • Disorganized or missing financial records at tax time • Commingling of personal and investment property funds • No property-by-property or class-level performance tracking • Poor or nonexistent cash flow forecasting • Challenges calculating ROI, cap rates, and debt service coverage • Lack of clarity on cost segregation and depreciation strategy 🔼 Back to TOC 2️⃣ How We Help Real Estate Investment Clients • Monthly QuickBooks Online bookkeeping with class/property tagging • Categorization of rent, maintenance, CapEx, and recurring expenses • Chart of accounts customized for property-level detail • Integration with property management platforms (e.g., AppFolio, Buildium) • Support for both long-term rentals and short-term rental operations • Financials structured for ease of tax prep (Schedule E or entity returns) 🔼 Back to TOC 3️⃣ Key Metrics We Track • Net Operating Income (NOI) • Cap Rate • Cash-on-Cash Return • Gross Rent Multiplier (GRM) • Vacancy Rate • Expense Ratio • Debt Service Coverage Ratio (DSCR) 🔼 Back to TOC 4️⃣ Tools, Systems & Integrations • QuickBooks Online (QBO) with real estate-specific setup • Property management software (AppFolio, Buildium, Hostaway, etc.) • Automated bank and credit card feeds • Gusto or other payroll integrations (for in-house maintenance staff) • Google Sheets or Excel dashboards for portfolio analysis 🔼 Back to TOC 5 5️⃣ FPG-USA’s Real Estate Financial Experience Our team — led by Richard Kahn, former National Real Estate Product Manager at Merrill Lynch — brings deep institutional and entrepreneurial experience across the real estate investment spectrum: • Syndications and investor reporting (Richard served as general partner on numerous syndicated deals) • Preparation of offering materials, pro forma financials, and investor presentations • Residential portfolios (single-family, multi-family) • STR operations (Airbnb, VRBO) • Rehab and flip ventures • Small commercial assets and mixed-use properties • Real estate fund and partnership structures • Coordination with attorneys, CPAs, and 1031 exchange facilitators • Understanding of securities compliance, investor communications, and capital raising nuances 🔼 Back to TOC 6️⃣ Who We Work Best With • Real estate investors managing 2+ properties or scaling a portfolio • Entities including LLCs, partnerships, and corporations • Investors seeking monthly visibility and financial clarity • STR operators needing cost allocation across bookings and properties • Those looking to delegate financial systems to a qualified team 🔼 Back to TOC 🚀 Ready to Discuss Your Needs? Whether you're managing long-term rentals or scaling your Airbnb portfolio, we're here to help. 👉Click here to schedule your free strategy call with our CFO › 🔼 Back to TOC Schedule 6 Footer

Here is a partial list of who we serve here at PG-USA. Who We Serve Top 🎯 Who We Serve FPG‑USA provides remote CFO Advisory, QuickBooks Online (QBO) Bookkeeping, and Accounting Services to for-profit businesses nationwide—100% virtual, no on-site visits required. Our main clientele fall into the following seven categories: — Richard Kahn, Founder & CFO, FPG‑USA 📋 About FPG-USA (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ Small to Mid-Sized Businesses 2️⃣ Startups & Scale-Ups 3️⃣ Professional Services Firms 4️⃣ Real Estate Investors & Syndicators 5️⃣ E-Commerce & Retail Businesses 6️⃣ Foreign-Owned U.S. Entities 7️⃣ Stressed or Cleanup Clients 🚀 Ready to Discuss Your Needs? 🔚 Footer TOC 1️⃣ Small to Mid-Sized Businesses (SMBs / SMEs) Annual Revenue: $500K – $50M (sometimes higher for CFO advisory) Employees: 5–200 employees Our clients are typically U.S.-based businesses that operate without an in-house CFO or controller and need clear, accurate financials, strategic guidance, and reliable bookkeeping. 🧭 Explore Industry-Specific Financial Services Each link below takes you to a dedicated page for that industry, highlighting how FPG‑USA supports businesses like yours with tailored CFO advisory, bookkeeping, and accounting solutions. These pages outline common financial challenges, opportunities, and how our services adapt to your business model — whether you're growing, catching up, or seeking higher-level strategy. 📌 Click any industry name to learn how we help your business gain clarity, compliance, and control through expert financial services. 🛒 1. eCommerce Businesses 🦴 2. Chiropractic Practices 🏗️ 3. Construction Companies 🦷 4. Dental Practices 📐 5. Engineering Firms 🏋️ 6. Gyms & Fitness Centers 🏥 7. Home Health Agencies ⚖️ 8. Law Firms 🏭 9. Manufacturing Companies 📣 10. Marketing Agencies 🩺 11. Medical Practices 💆♀️ 12. Medical Spas 🧠 13. Mental Health Practices 🏢 14. Property Management Companies 🏘️ 15. Real Estate Agents 🏚️ 16. Real Estate Investors 🍽️ 17. Restaurants & Bars 💻 18. SaaS Companies 🚛 19. Trucking Companies 🐾 20. Veterinary Practices 🔼 Back to TO C 2️⃣ Startups & Scale-Ups Types: Tech startups, SaaS, media companies, CPG, DTC e-commerce, etc. Why Clients Need FPG-USA: Need investor-ready financials Require forecasting, cash runway analysis, and burn rate management Looking to avoid costly hiring of full-time finance staff early on 🔼 Back to TOC 3️⃣ Professional Services Firms Examples: Law firms, medical practices, consultants, agencies, creative firms Why Clients Need FPG-USA: Project-based or retainer billing creates revenue recognition challenges Need help managing cash flow, AR, AP, and growth strategy 🔼 Back to TOC 4️⃣ Real Estate Investors & Syndicators Types: Property flippers, rental property owners, REITs, syndicators Why Clients Need FPG-USA: Require entity-level financials and consolidation reporting Tracking capital contributions, distributions, and IRR for investors FIRPTA compliance if dealing with foreign sellers (niche tie-in for your firm) 🔼 Back to TOC 5️⃣ E-Commerce & Retail Businesses Platforms: Shopify, Amazon, WooCommerce, etc. Why Clients Need FPG-USA: Need help with inventory accounting, COGS tracking, merchant processor reconciliations Require clean financials for funding or exits 🔼 Back to TOC 6️⃣ Foreign-Owned U.S. Entities Types: Inbound investors, foreign sellers of U.S. property, or business units Why Clients Need FPG-USA: Need U.S. GAAP books, ITIN assistance, tax filings, and withholding guidance Often require remote services and trust third-party experts 🔼 Back to TOC 7️⃣ Stressed or Cleanup Clients Examples: Companies with backlogged books, IRS issues, or disorganized financials Why Clients Need FPG-USA: Need rescue services like QBO Cleanup, Catch-Up Bookkeeping, and diagnostics Once clean, may convert to monthly advisory or bookkeeping services 🔼 Back to TOC 🚀 Ready to Discuss Your Needs? Whether you're scaling, cleaning up your books, or looking for strategic financial guidance, we're here to help. 👉 Click here to connect with us for a free initial consultation. 🔼 Back to TOC 1. Small to Mid-Sized Businesses 2. Startups & Scale-Ups 3. Professional Services Firms 4. Real Estate Investors & Syndicators 5. E-Commerce & Retail Businesses 6. Foreign-Owned U.S. Entities 7. Stressed or Cleanup Clients Schedule Footer

FPG-USA supports marketing agencies with scalable bookkeeping, accurate client billing, and strategic CFO guidance to optimize profitability and growth. FPG-USA Financial Services for MARKETING AGENCIES Top 📣 Profitable, Predictable, and Scalable Finance for Creatives Whether you're running client retainers, campaigns, or in-house creative teams, we help agencies streamline billing, monitor profitability, and forecast growth with financial systems that grow as you do. — Richard Kahn, Founder & CFO, FPG‑USA TOC 📋 FPG-USA Financial Services for 📣Marketing Agencies (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ Agency Business Models & Financial Complexity 2️⃣ Bookkeeping for Agencies 3️⃣ Client Billing & Retainer Management 4️⃣ Contractor Payments & Team Payroll 5️⃣ KPI Tracking & Profitability Analysis 6️⃣ Cash Flow Forecasting 7️⃣ Strategic CFO Advisory for Agencies 🚀 Ready to Discuss Your Needs? 🔚 Footer 1 2 3 4 1️⃣ Agency Business Models & Financial Complexity Marketing agencies may be creative, but the financial side gets complex quickly. We work with: Full-service agencies SEO, social media, and content firms Ad-buying and performance marketing shops Boutique consultants and freelancers Revenue comes from retainers, project-based work, hourly billing, or performance bonuses—each with distinct tracking and compliance requirements. 🔼 Back to TOC 2️⃣ Bookkeeping for Agencies We set up or clean up: QuickBooks Online (with classes or locations if needed) Invoicing by project/client Categorization of ad spend, production costs, software subscriptions Reconciliations for multiple accounts and credit cards 🔼 Back to TOC 3️⃣ Client Billing & Retainer Management We help ensure: Recurring client billing is consistent and timely Revenue is matched to the right time period Project costs are accurately allocated Profitability is visible by campaign or client 🔼 Back to TOC 4️⃣ Contractor Payments & Team Payroll Many agencies use a hybrid model: Employees + 1099 contractors Multiple pay frequencies or time-tracking tools We integrate with your payroll provider and help track hours, costs, and tax implications. 🔼 Back to TOC 5 5️⃣ KPI Tracking & Profitability Analysis Make data-driven decisions with: Gross margin by client or campaign Utilization rates Client acquisition cost (CAC) vs. lifetime value (LTV) Monthly revenue growth 🔼 Back to TOC 6️⃣ Cash Flow Forecasting We build projections for: Retainer vs. project revenue timing Payroll, tax, and vendor obligations Hiring and software investment modeling 🔼 Back to TOC 7️⃣ Strategic CFO Advisory for Agencies For growing or restructuring agencies, we provide: Pricing model reviews Budget vs. actual performance tracking Compensation planning Partner profit-sharing analysis Growth strategy and funding advisement 🔼 Back to TOC 🚀 Ready to Discuss Your Needs? Whether you're scaling your team, cleaning up your financials, or planning your next growth phase, we're here to help. 👉Click here to schedule your free strategy call with our CFO › 🔼 Back to TOC Schedule 7 6 Footer

FPG‑USA specializes in FIRPTA withholding refunds and compliance help for foreign sellers. We streamline IRS filings, ITINs, and maximize refund recovery. FIRPTA Services Through our sister company, FIRPTArefunds.com , FPG-USA founder Richard Kahn leads a specialized team focused exclusively on FIRPTA tax refund and compliance services for foreign sellers of U.S. real estate. While FIRPTArefunds.com handles withholding strategies, IRS submissions, and refund processing, FPG-USA supports FIRPTA clients with forensic accounting , records reconstruction, and compliance analysis when needed to strengthen filings or resolve discrepancies. FIRPTArefunds.com support foreign sellers of U.S. real estate, partnering with closing agents, realtors, attorneys, and buyers to streamline the FIRPTA process, minimize risk at closing, and recover withheld funds efficiently. — Richard Kahn, Founder & CFO, FPG‑USA 🔹 FIRPTA Services include: ✔ FIRPTA refund strategy & processing ✔ IRS Form 8288, 8288-A, and 8288-B preparation ✔ Nonresident tax ID (ITIN) application & support ✔ IRS communications and refund resolution ✔ Direct communication with the IRS on your behalf ✔ High-touch international support for global clients ➕ Want to visit FIRPTArefunds.com? 🔗 Redirect Notice - Click to visit FIRPTArefunds.com 🔒You’ll be securely redirected to our affiliated site, FIRPTArefunds.com , in a new window. 📌 This site is operated by the same trusted team, led by our founder Richard Kahn. 💡 When finished, simply close the window to return here. Y

FPG-USA offers scalable, remote CFO and bookkeeping services for SMEs & SMBs—cut costs, gain clarity, and grow with expert financial guidance. Top Cost Effective Solution for SMEs & SMBs 💼 A Cost-Effective Financial Solution for SMEs & SMBs Small and mid-sized businesses want big-company financial clarity without the big-company price tag. At FPG‑USA, we deliver CFO-level advisory, bookkeeping, and accounting services at a fraction of the cost of hiring in-house staff. Whether you’re a startup, growing business, or established firm looking to scale efficiently, we provide the systems and expertise to help you save money, reduce stress, and grow profitably. — Richard Kahn, Founder & CFO, FPG‑USA TOC 📋 Cost-Effective Financial Solution (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ 🏢 Why SMEs & SMBs Need Financial Clarity 2️⃣ ⚙️ Our Cost-Effective Solution 3️⃣ 🧠 CFO Advisory Without In-House Overhead 4️⃣ 📊 Bookkeeping & Accounting That Pay for Themselves 5️⃣ 💰 Savings vs. Building a Finance Department 6️⃣ 🚀 Results: Smarter Growth, Less Stress 👉 Schedule a Free Consultation 🔚 Footer 1️⃣ 🏢 Why SMEs & SMBs Need Financial Clarity Growing businesses often operate in the dark when it comes to financial clarity. Without accurate reports and strategic insights, you risk: Overpaying taxes Bleeding profits due to hidden inefficiencies Cash flow surprises that halt growth Poor funding or investment positioning 🔼 Back to TOC 2️⃣ ⚙️ Our Cost-Effective Solution FPG‑USA provides enterprise-level financial services—without enterprise-level costs. We offer bookkeeping, accounting, and CFO guidance remotely and securely, so you get exactly what you need, when you need it—without paying for full-time staff. 🔼 Back to TOC 3️⃣ 🧠 CFO Advisory Without In-House Overhead Why hire a $200K+ CFO when you can have on-demand access to strategic advisory services ? We help you: Plan for growth Manage cash flow Make data-driven decisions Improve profitability 🔼 Back to TOC 4️⃣ 📊 Bookkeeping & Accounting That Pay for Themselves Our bookkeeping and monthly accounting services are designed to: Keep your financials clean and tax-ready Identify cost-saving opportunities Help you avoid penalties, mistakes, and oversights Provide real-time data for smarter management decisions 🔼 Back to TOC 5️⃣ 💰 Savings vs. Building a Finance Department Hiring an internal team means salaries, benefits, and management headaches. We provide: . 🔼 Back to TOC 6️⃣ 🚀Results: Smarter Growth, Less Stress With FPG‑USA, you gain: Cleaner books and financial clarity Smarter growth, not just bigger numbers More time to run your business, not your back office A trusted financial partner—without the overhead 🔼 Back to TOC 🚀 Looking for cost-effective financial clarity without building an in-house finance team? 👉Schedule your Free Strategy Call 🔼 Back to TO C 1.Why SMEs & SMBs Need Financial Clarity 2.Our Cost-Effective Solution 3. CFO Advisory Without In-House Overhead 4. Bookkeeping & Accounting That Pay for Themselves 5. Savings vs. Building a Finance Department 6. Results: Smarter Growth, Less Stress Schedule Footer

FPG-USA provides financial services for property managers — including QBO bookkeeping, owner reporting, cash flow planning, and 1099 tracking. Trusted by residential, commercial, and vacation rental managers. FPG-USA Financial Services for PROPERTY MANAGEMENT Top 🏢 FPG-USA Financial Services for Property Management Property managers juggle trust accounting, owner reporting, 1099 tracking, and cash flow visibility — all while managing doors, vendors, and tenants. Whether you manage residential units, commercial spaces, or vacation rentals, FPG-USA helps simplify the financial chaos so you can focus on service and scale. — Richard Kahn, Founder & CFO, FPG‑USA TOC 📋 FPG-USA Financial Services for 🏢 Property Management (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ Common Business Models 2️⃣ Financial Pain Points in Property Management 3️⃣ Key Metrics We Track 4️⃣ Systems & Tools We Work With 5️⃣ Our Financial Services for Property Managers 6️⃣ Strategic Use Cases 7️⃣ Outcomes We've Helped Deliver 🚀 Ready to Discuss Your Needs? 🔚 Footer 1 2 3 4 1️⃣ Common Business Models • Residential property managers (single-family, multi-family) • Commercial real estate managers • Short-term/vacation rental property managers • HOA and community association managers • Hybrid broker/manager models 🔼 Back to TOC 2️⃣ Financial Pain Points in Property Management • Trust accounting compliance • Reconciling property-level financials • Owner draw and management fee confusion • Late/missing vendor 1099s • Inconsistent owner reporting formats • Juggling many entities or client accounts 🔼 Back to TOC 3️⃣ Key Metrics We Track • Cash on hand by property/client • Rent collected vs. expected • Operating vs. capital expenses • Owner equity balances • Management fees earned • Property profitability trends 🔼 Back to TOC 4️⃣ Systems & Tools We Work With • QuickBooks Online • AppFolio, Buildium, Rent Manager • Stripe, Airbnb, VRBO integrations • Gusto, ADP for payroll • Google Drive, Dropbox for owner reports 🔼 Back to TOC 5 5️⃣ Our Financial Services for Property Managers • Monthly bookkeeping across multiple entities or owners • Tracking property-specific P&Ls • Management fee calculations and journal entries • Owner equity and distribution accounting • 1099 tracking and year-end prep • Optional CFO advisory for expansion, budgeting, or staffing 🔼 Back to TO C 6️⃣ Strategic Use Cases • Organizing books to attract new property owners • Consolidating reporting across properties and entities • Improving trust accounting for compliance peace of mind • Building dashboards for cash flow and unit-level analysis 🔼 Back to TO C 7️⃣ Outcomes We've Helped Deliver • Cleaner, audit-ready financials across dozens of properties • Streamlined owner report generation • Increased confidence from property owners and investors • Stronger internal controls around draws and distributions 🔼 Back to TOC 🚀 Ready to Discuss Your Needs? Whether you're scaling to 200+ doors or just trying to clean up property-level reporting, we're here to help. 👉Click here to schedule your free strategy call with our CFO › 🔼 Back to TOC Schedule 7 6 Footer

Learn how to detect and fix uncoded liabilities. FPG-USA explains why this is crucial for accurate bookkeeping and ongoing financial health. TOP Detecting and Addressing Uncoded Liabilities 📄 Detecting and Addressing Uncoded Liabilities Why Cleanup and Ongoing Bookkeeping Must Catch These Issues Uncoded liabilities, also known as hidden or undisclosed liabilities, pose significant threats to a business's financial stability, reputation, and even legal standing. These are debts or obligations that aren’t properly recorded or categorized in a company’s financial system—either by error or oversight. The result? Your financial reports may show a healthier cash position or profit margin than reality , leading to: Misinformed business decisions Tax compliance risks Potential audit problems or legal exposure At FPG-USA, we help businesses detect and clean up uncoded liabilities during both financial cleanup projects and ongoing monthly bookkeeping. This prevents surprises and ensures your financial data is accurate and trustworthy. — Richard Kahn, Founder & CFO, FPG‑USA TOC 📋 Detecting and Addressing Uncoded Liabilities (TOC) Click a section title to jump — use 🔼 Back to TOC or 🔝 Back to Top 1️⃣ 🧾 What Are Uncoded Liabilities? 2️⃣ 🔍 Examples of Uncoded Liabilities 3️⃣ 🚨 Why It’s a Problem 4️⃣ 🛠️ How We Fix Uncoded Liabilities During Cleanup 5️⃣ 🗓️ Ongoing Maintenance: Why It’s Not Just a One-Time Fix 👉 Schedule a Free Consultation 🔚 Footer 1. What Are Uncoded Liabilities? 2. Examples of Uncoded Liabilities 3. Why It’s a Problem 4. How We Fix Uncoded Liabilities During Cleanup 🔼 Back to TOC 3️⃣ 🚨 Why It’s a Problem Uncoded liabilities can cause: Overstated cash and profit Balance sheet errors (bad data for banks, investors, or buyers) Tax risk (IRS or state agency notices) Poor financial decision-making due to incorrect reports 🔼 Back to TOC 4️⃣ 🛠️ How We Fix Uncoded Liabilities During Cleanup As part of FPG-USA’s Cleanup Services, we: Review all Uncategorized Liability accounts Check Ask My Accountant and other temporary entries Reconcile liabilities with bank accounts, payroll reports, and loan docs Reclassify liabilities correctly into accounts like: Accounts Payable Payroll Liabilities Customer Deposits Taxes Payable Loans Payable We deliver this on a fixed-fee basis , so there are no billing surprises . 🔼 Back to TOC 5️⃣ 🗓️ Ongoing Maintenance: Why It’s Not Just a One-Time Fix Cleaning up uncoded liabilities is crucial—but so is keeping them clean going forward. That’s why FPG-USA includes liability review in our Monthly Bookkeeping Services Monthly review of liability accounts Reconciliation of payroll liabilities, loans, deposits, and sales tax Proactive alerts when new uncoded liabilities appear CFO advisory calls (for clients at higher service tiers) to review and correct issues in real time 🔼 Back to TOC 🚀 Need help fixing uncoded liabilities—and preventing them in the future? Let’s have a friendly, no-pressure conversation with our CFO. 👉 Schedule Your Free Strategy Call › 🔼 Back to TOC 5. Ongoing Maintenance: Why It’s Not Just a One-Time Fix Schedule 1️⃣ 🧾 What Are Uncoded Liabilities? Uncoded liabilities are financial obligations your business owes but hasn’t properly classified in QuickBooks Online or your accounting system. They often sit in: Uncategorized Liability Ask My Accountant Misused Suspense Accounts These “temporary” accounts can remain unresolved for months or years—leading to financial misstatements. 🔼 Back to TOC 2️⃣ 🔍 Examples of Uncoded Liabilities Footer

Fix pain point problem & financial system breakdowns fast. FPG‑USA’s 6-Week Problem Fix & Alignment Program repairs workflows, reconciles errors, optimizes reporting, and restores financial control—without adding overhead. Top 6-Week Problem Fix & Alignment Program TOC 🧰 6-Week Problem Fix & Alignment Program 🛠️ Fix What’s Broken. Align for Growth. Financial system breakdowns aren’t just inconvenient—they’re costly and risky. We help businesses resolve critical financial problems that lead to: IRS audit exposure and penalties Failure to meet GAAP or accrual standards Cash flow shortfalls and disappearing inventory Suspected fraud or financial mismanagement Loan denials and failed credit applications Disqualification from contracts requiring financial stability (construction, government, healthcare) Non-compliance with insurance, bonding, or licensing requirements (in regulated industries) — Richard Kahn, Founder & CFO, FPG‑USA 📋 Problem Fix & Alignment Program (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ 🩺 Initial Diagnostic & Workflow Review 2️⃣ ⚙️ Core Financial System Repairs 3️⃣ 🗂️ Chart of Accounts Optimization 4️⃣ 🔄 Transaction & Reconciliation Alignment 5️⃣ 📊 Reporting & Dashboard Standardization 6️⃣ ❇️ Handoff Plan & Ongoing Strategy 👉 Ready to Take Control of Your Financial Strategy? 🔚 Footer 1. Initial Diagnostic & Workflow Review 2.Core Financial System Repairs 3. Chart of Accounts Optimization 4. Transaction & Reconciliation Alignment 5. Reporting & Dashboard Standardization 6. Handoff Plan & Ongoing Strategy Schedule 📋 Program Overview 1️⃣ 🩺 Initial Diagnostic & Workflow Review In Week 1 , we perform a rapid assessment of your QuickBooks setup, workflows, and financial data systems to uncover misalignments, errors, and process gaps. 🔼 Back to TO C 2️⃣ ⚙️ Core Financial System Repairs In Weeks 2–3 , we repair critical system issues: transaction misclassifications, balance discrepancies, broken links, and structural errors that lead to bad data. 🔼 Back to TOC 3️⃣ 🗂️ Chart of Accounts Optimization In Week 4 , we restructure your Chart of Accounts to reflect your operations properly—improving clarity, compliance, and future reporting. 🔼 Back to TOC 4️⃣ 🔄 Transaction & Reconciliation Alignment In Week 5, we reconcile bank accounts, credit cards, and vendor payments —closing historical gaps and ensuring your books reflect reality. 🔼 Back to TOC 5️⃣ 📊 Reporting & Dashboard Standardization In Week 6 , we establish standardized reporting, dashboards, and KPI tracking —so you can monitor financial health in real-time and make smarter decisions. 🔼 Back to TOC 6️⃣ ❇️ Handoff Plan & Ongoing Strategy At the end of the program, we provide a handoff report summarizing your aligned systems and financial workflows . We also offer optional transition support , including: Monthly Bookkeeping Monthly Accounting (with closeouts & reporting) Fractional CFO Advisory This ensures your financial systems stay aligned—and your business continues to run smoothly. 🔼 Back to TOC 👉Ready to Fix the Problems and Align for Profitable Growth? Whether you need a clean set of books, monthly support, or strategic CFO guidance, FPG‑USA is ready to help. Let’s talk about how we can streamline your finances and grow your profits—without adding in-house overhead.. 📞 Schedule Your Free Fix & Align Call › 🔼 Back to TOC Footer

Learn about FPG‑USA and founder Richard Kahn. We help small and mid-sized businesses grow with expert CFO advisory, bookkeeping, and financial strategy—backed by real-world leadership. Top Start Here — Where to Begin 🧭 Start Here — Where to Begin If you're new to FPG-USA, start with the section below that best fits your situation. At FPG-USA, we help business owners move from unclear financials to confident decision-making. Whether you’re dealing with messy books, planning your next stage of growth, or evaluating important decisions, this page will guide you to the right place. TOC 📋 Start Here (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ 🧠 Not Sure What You Need? 2️⃣ 📈 How We Help Businesses Grow 3️⃣ 👥 Who We Serve 4️⃣ 🛠️ Explore All Services 5️⃣ 🔍 How Our Process Works ⚖️ A Different Approach 👉 Ready to Take Control of Your Financial Strategy? 🔚 Footer 1️⃣ 🧠 Not Sure What You Need? If you're unsure whether you need bookkeeping, accounting, or CFO-level support, this is the best place to start. 👉 Is CFO Advisory Right for You Determine whether you need cleanup, accounting, or strategic guidance. 🔼 Back to TOC 2️⃣ 📈 How We Help Businesses Grow Understand how we help business owners improve clarity, control, and profitability. 👉 How We Help Businesses Grow Profitably See how our services work together to support better decision-making and growth. 🔼 Back to TOC 3️⃣ 👥 Who We Serve Explore whether we work with businesses like yours—based on industry, size, and complexity. 👉 Who We Serve See the industries, business types, and situations we support. 🔼 Back to TOC 4️⃣ 🛠️ Explore All Services See how cleanup, accounting, and advisory services fit together—and where your business fits within that structure. 👉 Services We Offer From cleanup to advisory, see how everything connects. 🔼 Back to TOC 5️⃣ 🔍 How Our Process Works Most clients begin with cleanup and diagnostic work to ensure financial accuracy, followed by structured accounting and reporting, and ultimately ongoing advisory support. 1️⃣ Cleanup & Diagnostic 2️⃣ Accounting & Reporting 3️⃣ Advisory & CFO Support This approach ensures your financial data is accurate before strategic decisions are made. 🔼 Back to TOC ⚖️ A Different Approach While we provide one-time cleanup, diagnostic, and accounting services to ensure your financials are accurate and reliable, these services form the foundation for higher-level financial guidance and better strategic decisions. Our Fractional CFO Advisory Services provide ongoing financial leadership for businesses that need more than accounting—but aren’t ready for a full-time CFO. Our Advisory Board Services deliver independent, executive-level financial perspective for business owners making important strategic decisions—without the cost or structure of a formal board of directors. 🔼 Back to TOC 👉 Ready to Take Control of Your Financial Strategy? 💬 Bottom Line Cleaner Books. Smarter Strategy. Stronger Profits. Helping business owners turn financial data into clear decisions and profitable growth. 👉 Schedule Your Free CFO Strategy Call › Speak directly with us to review your situation and next steps. OR 👉 Take our Strategic Self-Assessment > Evaluate whether you need CFO Advisory, board-level guidance, or foundational support. 🔼 Back to TOC 1. Not Sure What You Need? 2. How We Help Businesses Grow 3.Who We Serve 4. Explore All Services 6. A Different Approach 5. How Our Process Work 7. Ready to Take Control of Your Financial Strategy? Footer

Learn what SME and SMB mean, how they differ from large enterprises, and why small and medium-sized businesses are vital to the economy — and your strategy. What is an SME (aka SMB)? What Is an SME (aka SMB)? A Small to Medium-Sized Enterprise (SME) — also known as an SMB (Small and Medium-Sized Business) — is typically defined as a company with up to 500 employees and annual revenues ranging from a few hundred thousand to over $100 million, depending on the industry. SMEs/SMBs are often independently owned and operated, and they form the backbone of the U.S. economy—driving innovation, employment, and local economic growth. At FPG-USA , we specialize in supporting SMEs and SMBs that need financial clarity, scalable accounting systems, and strategic CFO-level guidance —without the cost of building a full in-house finance team. Whether you're a growing startup or a multi-generational business, our remote services are designed to deliver enterprise-grade financial oversight while helping you stay agile and cost-effective. — Richard Kahn, Founder & CFO, FPG‑USA

ounder & CFO of FPG-USA, Richard Kahn, is among fewer than 0.05% of U.S. professionals combining CFO advisory, forensic accounting, and QBO expertise. Choosing a CFO Advisor? Compare This Before You Decide Top ⚡Choosing a CFO Advisor? Compare This Before You Decide As Founder & CFO of FPG-USA, Richard Kahn brings decades of business leadership, court-tested forensic expertise, and elite QuickBooks Online mastery — a combination estimated to be shared by fewer than 0.05% of U.S. practitioners, (Multiple Online Search & AI Results, see TOC #2 below ). In a market full of CFO advisors, forensic accountants, and bookkeepers, finding one professional — and one firm — that delivers all three disciplines at the highest level is almost impossible. That’s why making the right choice now can save years of cost, confusion, and missed opportunity later. — Richard Kahn, Founder & CFO, FPG‑USA TOC 📋 Table of Contents (TOC) Click a section title to jump — use 🔼 Back to TOC or 🔝 Back to Top to return here. 🎯 Why This Combination Is Rare 📊 The Independent Estimate ( Online Search & AI Results ) 🛠 What Clients Gain 🏢 The FPG-USA Difference 🥋 From the Ring and Witness Stand to the Boardroom 🗝 Your Next Step — No Sales Pitch, Just Strategy 🚀 Ready for an Honest Conversation Centered Around YOU? 🔚 Footer 1 2 1. 🎯 Why This Combination Is Rare Most QBO ProAdvisors focus only on bookkeeping. Most CFO advisors come from corporate finance without forensic experience. Very few have built, run, and sold companies — and fewer still can defend financials in court. Richard Kahn bridges all of these worlds, combining tactical, strategic, and court-ready expertise in one seat at your table. 🔼 Back to TOC 2. 📊 The Independent Estimate ( Multiple Online Search & AI Results ) To ensure accuracy, we posed the same question to multiple AI tools and traditional search engines. Anyone interested can copy/paste the question below and explore their own preferred resources. Question posed: Estimate the number of professionals in the USA who combine high-level CFO advisory expertise, forensic accounting credibility, hands-on QuickBooks Online mastery, decades of business ownership, and the ability to design service frameworks from scratch — and how valuable is it? ChatGPT (AI): “Vanishingly rare and commercially powerful.” Estimated 100–200 individuals nationwide. Strategic value: Operates at the top of the small/mid-market advisory pyramid, where demand is high, supply is microscopic, and trust is everything. Google: “Rare and sought after. Possibly low hundreds or even dozens.” Microsoft Edge: “Likely 200–500 nationwide. Value to SMEs and startups: very high, reflecting a unique multidisciplinary skillset, strategic insight, and operational versatility.” Consensus: Across AI and traditional search results, this rare financial leadership skillset appears in only a few hundred U.S. professionals — a high-trust CFO advisor segment commanding premium value for integrated financial strategy and operations. Fewer Than 200 in the Nation. One in Your Corner. A rare blend of CFO advisory expertise, forensic accounting credibility, hands-on QuickBooks Online mastery, decades of business ownership, and the ability to build service frameworks from scratch. 3 4 5 🔼 Back to TOC 3. 🛠 What Clients Gain Comprehensive Insight – Both tactical bookkeeping accuracy and high-level strategic vision Court-Ready Precision – Financials that withstand regulatory, audit, or legal scrutiny Operational Efficiency – Streamlined systems for better reporting and faster decision-making Strategic Leverage – Turning financials into a tool for growth, valuation, and stability 🔼 Back to TOC 4. 🏢 The FPG-USA Difference ✅Richard didn’t just build his career — he built FPG-USA. FPG-USA delivers bookkeeping, accounting, and CFO advisory with the same precision, timing, and preparation that Richard honed in decades of martial arts, business ownership, and courtroom-level financial work. 🔼 Back to TOC 5. 🥋 From the Ring and Witness Stand to the Boardroom Toughness under pressure – Regulators, the IRS, auditors, CEOs, shareholders — I don’t cave when stakes are high. Proven in competition – National martial arts wins happen in the ring, where skill, focus, and resilience are tested. Courtroom endurance – Testified under oath and submitted forensic filings in 36 states (full credentials) — surviving voir dire, aggressive opposing counsel, investigator scrutiny, and prevailing every time. Winning mindset – Like stepping into the ring and winning ›, taking the witness stand demands precision, composure, and timing under fire. Leaders who can fight — in both mental and physical arenas — are rare. That’s the mindset I bring to every engagement. 🔼 Back to TOC 6. 🗝 Your Next Step — No Sales Pitch, Just Strategy No tricks, no pressure – Our first conversation isn’t a sales pitch. Learn first – I use the same deep-dive approach you’ve seen in the niche questionnaires to understand your operations, pain points, and goals. Solutions from knowledge – If I can help, I call the right move at the right moment — like a fight coach who’s been in the ring. It’s not about hype — it’s about clarity, timing, and delivering the right strategy to get the win. 🔼 Back to TOC 🚀 Ready for an Honest Conversation Centered Around YOU? If you’re ready to educate and share your details — about you, your business, your needs, wants, and goals — and maybe open the door to new opportunities in your financial services (accounting, bookkeeping, and CFO advisory) — it’s easy. Click below, and you’ll get a prompt response directly from our CFO. No sales pressure — just clarity and solutions if we can help. 🔼 Back to TO C 6 Schedule 👉Free Consult with our CFO Footer