FPG-USA offers scalable, remote CFO and bookkeeping services for SMEs & SMBs—cut costs, gain clarity, and grow with expert financial guidance. Top Cost Effective Solution for SMEs & SMBs 💼 A Cost-Effective Financial Solution for SMEs & SMBs Small and mid-sized businesses want big-company financial clarity without the big-company price tag. At FPG‑USA, we deliver CFO-level advisory, bookkeeping, and accounting services at a fraction of the cost of hiring in-house staff. Whether you’re a startup, growing business, or established firm looking to scale efficiently, we provide the systems and expertise to help you save money, reduce stress, and grow profitably. — Richard Kahn, Founder & CFO, FPG‑USA TOC 📋 Cost-Effective Financial Solution (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ 🏢 Why SMEs & SMBs Need Financial Clarity 2️⃣ ⚙️ Our Cost-Effective Solution 3️⃣ 🧠 CFO Advisory Without In-House Overhead 4️⃣ 📊 Bookkeeping & Accounting That Pay for Themselves 5️⃣ 💰 Savings vs. Building a Finance Department 6️⃣ 🚀 Results: Smarter Growth, Less Stress 👉 Schedule a Free Consultation 🔚 Footer 1️⃣ 🏢 Why SMEs & SMBs Need Financial Clarity Growing businesses often operate in the dark when it comes to financial clarity. Without accurate reports and strategic insights, you risk: Overpaying taxes Bleeding profits due to hidden inefficiencies Cash flow surprises that halt growth Poor funding or investment positioning 🔼 Back to TOC 2️⃣ ⚙️ Our Cost-Effective Solution FPG‑USA provides enterprise-level financial services—without enterprise-level costs. We offer bookkeeping, accounting, and CFO guidance remotely and securely, so you get exactly what you need, when you need it—without paying for full-time staff. 🔼 Back to TOC 3️⃣ 🧠 CFO Advisory Without In-House Overhead Why hire a $200K+ CFO when you can have on-demand access to strategic advisory services ? We help you: Plan for growth Manage cash flow Make data-driven decisions Improve profitability 🔼 Back to TOC 4️⃣ 📊 Bookkeeping & Accounting That Pay for Themselves Our bookkeeping and monthly accounting services are designed to: Keep your financials clean and tax-ready Identify cost-saving opportunities Help you avoid penalties, mistakes, and oversights Provide real-time data for smarter management decisions 🔼 Back to TOC 5️⃣ 💰 Savings vs. Building a Finance Department Hiring an internal team means salaries, benefits, and management headaches. We provide: . 🔼 Back to TOC 6️⃣ 🚀Results: Smarter Growth, Less Stress With FPG‑USA, you gain: Cleaner books and financial clarity Smarter growth, not just bigger numbers More time to run your business, not your back office A trusted financial partner—without the overhead 🔼 Back to TOC 🚀 Looking for cost-effective financial clarity without building an in-house finance team? 👉Schedule your Free Strategy Call 🔼 Back to TO C 1.Why SMEs & SMBs Need Financial Clarity 2.Our Cost-Effective Solution 3. CFO Advisory Without In-House Overhead 4. Bookkeeping & Accounting That Pay for Themselves 5. Savings vs. Building a Finance Department 6. Results: Smarter Growth, Less Stress Schedule Footer

FPG-USA provides financial services for property managers — including QBO bookkeeping, owner reporting, cash flow planning, and 1099 tracking. Trusted by residential, commercial, and vacation rental managers. FPG-USA Financial Services for PROPERTY MANAGEMENT Top 🏢 FPG-USA Financial Services for Property Management Property managers juggle trust accounting, owner reporting, 1099 tracking, and cash flow visibility — all while managing doors, vendors, and tenants. Whether you manage residential units, commercial spaces, or vacation rentals, FPG-USA helps simplify the financial chaos so you can focus on service and scale. — Richard Kahn, Founder & CFO, FPG‑USA TOC 📋 FPG-USA Financial Services for 🏢 Property Management (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ Common Business Models 2️⃣ Financial Pain Points in Property Management 3️⃣ Key Metrics We Track 4️⃣ Systems & Tools We Work With 5️⃣ Our Financial Services for Property Managers 6️⃣ Strategic Use Cases 7️⃣ Outcomes We've Helped Deliver 🚀 Ready to Discuss Your Needs? 🔚 Footer 1 2 3 4 1️⃣ Common Business Models • Residential property managers (single-family, multi-family) • Commercial real estate managers • Short-term/vacation rental property managers • HOA and community association managers • Hybrid broker/manager models 🔼 Back to TOC 2️⃣ Financial Pain Points in Property Management • Trust accounting compliance • Reconciling property-level financials • Owner draw and management fee confusion • Late/missing vendor 1099s • Inconsistent owner reporting formats • Juggling many entities or client accounts 🔼 Back to TOC 3️⃣ Key Metrics We Track • Cash on hand by property/client • Rent collected vs. expected • Operating vs. capital expenses • Owner equity balances • Management fees earned • Property profitability trends 🔼 Back to TOC 4️⃣ Systems & Tools We Work With • QuickBooks Online • AppFolio, Buildium, Rent Manager • Stripe, Airbnb, VRBO integrations • Gusto, ADP for payroll • Google Drive, Dropbox for owner reports 🔼 Back to TOC 5 5️⃣ Our Financial Services for Property Managers • Monthly bookkeeping across multiple entities or owners • Tracking property-specific P&Ls • Management fee calculations and journal entries • Owner equity and distribution accounting • 1099 tracking and year-end prep • Optional CFO advisory for expansion, budgeting, or staffing 🔼 Back to TO C 6️⃣ Strategic Use Cases • Organizing books to attract new property owners • Consolidating reporting across properties and entities • Improving trust accounting for compliance peace of mind • Building dashboards for cash flow and unit-level analysis 🔼 Back to TO C 7️⃣ Outcomes We've Helped Deliver • Cleaner, audit-ready financials across dozens of properties • Streamlined owner report generation • Increased confidence from property owners and investors • Stronger internal controls around draws and distributions 🔼 Back to TOC 🚀 Ready to Discuss Your Needs? Whether you're scaling to 200+ doors or just trying to clean up property-level reporting, we're here to help. 👉Click here to schedule your free strategy call with our CFO › 🔼 Back to TOC Schedule 7 6 Footer

Learn how to detect and fix uncoded liabilities. FPG-USA explains why this is crucial for accurate bookkeeping and ongoing financial health. TOP Detecting and Addressing Uncoded Liabilities 📄 Detecting and Addressing Uncoded Liabilities Why Cleanup and Ongoing Bookkeeping Must Catch These Issues Uncoded liabilities, also known as hidden or undisclosed liabilities, pose significant threats to a business's financial stability, reputation, and even legal standing. These are debts or obligations that aren’t properly recorded or categorized in a company’s financial system—either by error or oversight. The result? Your financial reports may show a healthier cash position or profit margin than reality , leading to: Misinformed business decisions Tax compliance risks Potential audit problems or legal exposure At FPG-USA, we help businesses detect and clean up uncoded liabilities during both financial cleanup projects and ongoing monthly bookkeeping. This prevents surprises and ensures your financial data is accurate and trustworthy. — Richard Kahn, Founder & CFO, FPG‑USA TOC 📋 Detecting and Addressing Uncoded Liabilities (TOC) Click a section title to jump — use 🔼 Back to TOC or 🔝 Back to Top 1️⃣ 🧾 What Are Uncoded Liabilities? 2️⃣ 🔍 Examples of Uncoded Liabilities 3️⃣ 🚨 Why It’s a Problem 4️⃣ 🛠️ How We Fix Uncoded Liabilities During Cleanup 5️⃣ 🗓️ Ongoing Maintenance: Why It’s Not Just a One-Time Fix 👉 Schedule a Free Consultation 🔚 Footer 1. What Are Uncoded Liabilities? 2. Examples of Uncoded Liabilities 3. Why It’s a Problem 4. How We Fix Uncoded Liabilities During Cleanup 🔼 Back to TOC 3️⃣ 🚨 Why It’s a Problem Uncoded liabilities can cause: Overstated cash and profit Balance sheet errors (bad data for banks, investors, or buyers) Tax risk (IRS or state agency notices) Poor financial decision-making due to incorrect reports 🔼 Back to TOC 4️⃣ 🛠️ How We Fix Uncoded Liabilities During Cleanup As part of FPG-USA’s Cleanup Services, we: Review all Uncategorized Liability accounts Check Ask My Accountant and other temporary entries Reconcile liabilities with bank accounts, payroll reports, and loan docs Reclassify liabilities correctly into accounts like: Accounts Payable Payroll Liabilities Customer Deposits Taxes Payable Loans Payable We deliver this on a fixed-fee basis , so there are no billing surprises . 🔼 Back to TOC 5️⃣ 🗓️ Ongoing Maintenance: Why It’s Not Just a One-Time Fix Cleaning up uncoded liabilities is crucial—but so is keeping them clean going forward. That’s why FPG-USA includes liability review in our Monthly Bookkeeping Services Monthly review of liability accounts Reconciliation of payroll liabilities, loans, deposits, and sales tax Proactive alerts when new uncoded liabilities appear CFO advisory calls (for clients at higher service tiers) to review and correct issues in real time 🔼 Back to TOC 🚀 Need help fixing uncoded liabilities—and preventing them in the future? Let’s have a friendly, no-pressure conversation with our CFO. 👉 Schedule Your Free Strategy Call › 🔼 Back to TOC 5. Ongoing Maintenance: Why It’s Not Just a One-Time Fix Schedule 1️⃣ 🧾 What Are Uncoded Liabilities? Uncoded liabilities are financial obligations your business owes but hasn’t properly classified in QuickBooks Online or your accounting system. They often sit in: Uncategorized Liability Ask My Accountant Misused Suspense Accounts These “temporary” accounts can remain unresolved for months or years—leading to financial misstatements. 🔼 Back to TOC 2️⃣ 🔍 Examples of Uncoded Liabilities Footer

Fix pain point problem & financial system breakdowns fast. FPG‑USA’s 6-Week Problem Fix & Alignment Program repairs workflows, reconciles errors, optimizes reporting, and restores financial control—without adding overhead. Top 6-Week Problem Fix & Alignment Program TOC 🧰 6-Week Problem Fix & Alignment Program 🛠️ Fix What’s Broken. Align for Growth. Financial system breakdowns aren’t just inconvenient—they’re costly and risky. We help businesses resolve critical financial problems that lead to: IRS audit exposure and penalties Failure to meet GAAP or accrual standards Cash flow shortfalls and disappearing inventory Suspected fraud or financial mismanagement Loan denials and failed credit applications Disqualification from contracts requiring financial stability (construction, government, healthcare) Non-compliance with insurance, bonding, or licensing requirements (in regulated industries) — Richard Kahn, Founder & CFO, FPG‑USA 📋 Problem Fix & Alignment Program (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ 🩺 Initial Diagnostic & Workflow Review 2️⃣ ⚙️ Core Financial System Repairs 3️⃣ 🗂️ Chart of Accounts Optimization 4️⃣ 🔄 Transaction & Reconciliation Alignment 5️⃣ 📊 Reporting & Dashboard Standardization 6️⃣ ❇️ Handoff Plan & Ongoing Strategy 👉 Ready to Take Control of Your Financial Strategy? 🔚 Footer 1. Initial Diagnostic & Workflow Review 2.Core Financial System Repairs 3. Chart of Accounts Optimization 4. Transaction & Reconciliation Alignment 5. Reporting & Dashboard Standardization 6. Handoff Plan & Ongoing Strategy Schedule 📋 Program Overview 1️⃣ 🩺 Initial Diagnostic & Workflow Review In Week 1 , we perform a rapid assessment of your QuickBooks setup, workflows, and financial data systems to uncover misalignments, errors, and process gaps. 🔼 Back to TO C 2️⃣ ⚙️ Core Financial System Repairs In Weeks 2–3 , we repair critical system issues: transaction misclassifications, balance discrepancies, broken links, and structural errors that lead to bad data. 🔼 Back to TOC 3️⃣ 🗂️ Chart of Accounts Optimization In Week 4 , we restructure your Chart of Accounts to reflect your operations properly—improving clarity, compliance, and future reporting. 🔼 Back to TOC 4️⃣ 🔄 Transaction & Reconciliation Alignment In Week 5, we reconcile bank accounts, credit cards, and vendor payments —closing historical gaps and ensuring your books reflect reality. 🔼 Back to TOC 5️⃣ 📊 Reporting & Dashboard Standardization In Week 6 , we establish standardized reporting, dashboards, and KPI tracking —so you can monitor financial health in real-time and make smarter decisions. 🔼 Back to TOC 6️⃣ ❇️ Handoff Plan & Ongoing Strategy At the end of the program, we provide a handoff report summarizing your aligned systems and financial workflows . We also offer optional transition support , including: Monthly Bookkeeping Monthly Accounting (with closeouts & reporting) Fractional CFO Advisory This ensures your financial systems stay aligned—and your business continues to run smoothly. 🔼 Back to TOC 👉Ready to Fix the Problems and Align for Profitable Growth? Whether you need a clean set of books, monthly support, or strategic CFO guidance, FPG‑USA is ready to help. Let’s talk about how we can streamline your finances and grow your profits—without adding in-house overhead.. 📞 Schedule Your Free Fix & Align Call › 🔼 Back to TOC Footer

Learn about FPG‑USA and founder Richard Kahn. We help small and mid-sized businesses grow with expert CFO advisory, bookkeeping, and financial strategy—backed by real-world leadership. Top Start Here — Where to Begin 🧭 Start Here — Where to Begin If you're new to FPG-USA, start with the section below that best fits your situation. At FPG-USA, we help business owners move from unclear financials to confident decision-making. Whether you’re dealing with messy books, planning your next stage of growth, or evaluating important decisions, this page will guide you to the right place. TOC 📋 Start Here (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ 🧠 Not Sure What You Need? 2️⃣ 📈 How We Help Businesses Grow 3️⃣ 👥 Who We Serve 4️⃣ 🛠️ Explore All Services 5️⃣ 🔍 How Our Process Works ⚖️ A Different Approach 👉 Ready to Take Control of Your Financial Strategy? 🔚 Footer 1️⃣ 🧠 Not Sure What You Need? If you're unsure whether you need bookkeeping, accounting, or CFO-level support, this is the best place to start. 👉 Is CFO Advisory Right for You Determine whether you need cleanup, accounting, or strategic guidance. 🔼 Back to TOC 2️⃣ 📈 How We Help Businesses Grow Understand how we help business owners improve clarity, control, and profitability. 👉 How We Help Businesses Grow Profitably See how our services work together to support better decision-making and growth. 🔼 Back to TOC 3️⃣ 👥 Who We Serve Explore whether we work with businesses like yours—based on industry, size, and complexity. 👉 Who We Serve See the industries, business types, and situations we support. 🔼 Back to TOC 4️⃣ 🛠️ Explore All Services See how cleanup, accounting, and advisory services fit together—and where your business fits within that structure. 👉 Services We Offer From cleanup to advisory, see how everything connects. 🔼 Back to TOC 5️⃣ 🔍 How Our Process Works Most clients begin with cleanup and diagnostic work to ensure financial accuracy, followed by structured accounting and reporting, and ultimately ongoing advisory support. 1️⃣ Cleanup & Diagnostic 2️⃣ Accounting & Reporting 3️⃣ Advisory & CFO Support This approach ensures your financial data is accurate before strategic decisions are made. 🔼 Back to TOC ⚖️ A Different Approach While we provide one-time cleanup, diagnostic, and accounting services to ensure your financials are accurate and reliable, these services form the foundation for higher-level financial guidance and better strategic decisions. Our Fractional CFO Advisory Services provide ongoing financial leadership for businesses that need more than accounting—but aren’t ready for a full-time CFO. Our Advisory Board Services deliver independent, executive-level financial perspective for business owners making important strategic decisions—without the cost or structure of a formal board of directors. 🔼 Back to TOC 👉 Ready to Take Control of Your Financial Strategy? 💬 Bottom Line Cleaner Books. Smarter Strategy. Stronger Profits. Helping business owners turn financial data into clear decisions and profitable growth. 👉 Schedule Your Free CFO Strategy Call › Speak directly with us to review your situation and next steps. OR 👉 Take our Strategic Self-Assessment > Evaluate whether you need CFO Advisory, board-level guidance, or foundational support. 🔼 Back to TOC 1. Not Sure What You Need? 2. How We Help Businesses Grow 3.Who We Serve 4. Explore All Services 6. A Different Approach 5. How Our Process Work 7. Ready to Take Control of Your Financial Strategy? Footer

Learn about FPG‑USA and founder Richard Kahn. We help small and mid-sized businesses grow with expert CFO advisory, bookkeeping, and financial strategy—backed by real-world leadership. Top About FPG-USA 👋 Welcome to FPG‑USA At FPG‑USA, everything we do is centered on you—the client. We help turn financial complexity into clarity, confidence, and sustainable growth. I’m Richard Kahn, Founder & CFO, and I personally lead our engagements. Every strategy, recommendation, and solution we provide is grounded in real-world experience—developed through years of hands-on financial leadership, forensic analysis, and client advisory work. Our mission is simple: cut through financial fog and deliver practical solutions that fuel profits, reduce stress, and drive smarter growth. Whether you need cleaner books, smarter strategy, or stronger profits , we help you turn financial complexity into clarity—and clarity into opportunity. — Richard Kahn, Founder & CFO 🔼 Back to TOC TOC 📋 About FPG-USA (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ 🎯 What You’ll Gain Working with FPG‑USA 2️⃣ 🧠 Why Clients Trust Richard Kahn 3️⃣ 🏛️ Our History & Foundation (Since 2008) 4️⃣ 💼 Services We Provide 5️⃣ 🚀 Let’s Put Experience to Work 🔚 Footer 1️⃣ 🎯 What You’ll Gain Working with FPG‑USA ✅ Financial Clarity Clean, accurate, and up-to-date books Reliable reports — no guesswork Visibility into profits & spending leaks 🔼 Back to TO C ✅ Smarter, Data-Driven Decisions Strategic forecasting & budgeting Financial KPIs aligned to goals Confidence to make hiring, pricing, and investment decisions 🔼 Back to TOC ✅ Stronger Profitability Margin optimization & cost control Revenue strategies driven by trends Identifying underperforming segments 🔼 Back to TOC ✅ Growth Readiness Systems ready for scaling, investors, or lenders Due diligence-ready financials Flexible, scalable support 🔼 Back to TOC ✅ Risk Reduction & Compliance Fewer tax surprises Reduced penalty & audit risks Documentation ready for audits or contracts 🔼 Back to TOC ✅ More Time & Focus for You Free up leadership bandwidth Focus on growth while we manage the financial backend 🔼 Back to TOC 2️⃣ 🧠 Why Clients Trust Richard Kahn With decades of hands-on leadership, I’ve helped: Attorneys, investors, and entrepreneurs Real estate professionals and international sellers Small to mid-sized businesses across industries They all share something in common: They want high profits, precision, and strategy that drives results. Clean books. Confident decisions. Stronger profits. 👉 View Richard Kahn's Full Credentials & Experience › 🔼 Back to TOC 3️⃣ 🏛️ Our History & Foundation (Since 2008) Serving clients since 2008. Over 15 years of financial, accounting, and forensic advisory experience FPG-USA traces its origins to Forensic Professionals Group USA, Inc. (est. 2008), where our foundation in forensic accounting, financial analysis, and litigation support was established. Over time, the firm expanded into CFO advisory, accounting, and FIRPTA compliance services, including the creation of the FIRPTA Refunds brand. Today, our services continue through successor entities, including FIRPTA Refunds LLC, while maintaining the same leadership, expertise, and client-first approach that has defined FPG-USA since 2008. What this means for you: ✔ Proven experience across multiple economic cycles ✔ Deep expertise in both forensic and operational finance ✔ A firm built on long-term client relationships—not startups or shortcuts 👉 Explore the Services We Offer › 🔼 Back to TOC 4️⃣ 💼 Services We Provide With decades of hands-on leadership, I’ve helped: Fractional CFO Advisory Bookkeeping & Monthly Accounting Catch-Up & Cleanup Services FIRPTA Compliance & Tax Support And more... 👉 Explore the Services We Offer › 🔼 Back to TOC 5️⃣ 🚀 Let’s Put Experience to Work for You At FPG‑USA, we back our results with: 👉 Proven Credentials & Experience › 👉 R eal-World CFO Skills › With hands-on financial leadership and strategic support, we’re ready to help you move forward with clarity, confidence, and growth. 👉 Schedule Your Free Strategy Call › 🔼 Back to TOC 1. What You’ll Gain Working with FPG‑USA 2. Why Clients Trust Richard Kahn 4. Services We Provide 5. Let’s Put Experience to Work for You 3. Our History & Foundation Footer

Explore the credentials, certifications, and leadership experience of Richard Kahn, Founder & CFO Advisor of FPG-USA. With 30+ years in finance, tax, and forensic strategy, he brings trusted expertise to SMEs and international clients. Richard Kahn – Credentials, Certifications & Strategic Roles Top Intro & Summary 🏆Richard M. Kahn – Founder, CFO Advisor & Forensic Specialist Serving clients since 2008 Richard M. Kahn is the Founder of FPG-USA and FIRPTA Refunds LLC. He brings over 30 years of leadership in strategic finance, forensic accounting, and financial advisory services across a wide range of industries and complex transactions. He is an IRS Certified Acceptance Agent (CAA), authorized to assist foreign sellers with ITIN applications, and a QuickBooks Online Advanced ProAdvisor with certifications in Payroll, Tax, Time, and Setup. Richard’s background includes CFO advisory, FIRPTA compliance, accounting, and forensic financial analysis, providing clients with clear, accurate, and results-driven financial solutions. ⚖️ Expert Witness & Forensic Experience Richard M. Kahn has served as a testifying expert and forensic consultant in complex financial matters across multiple jurisdictions, including state and federal courts, appeals courts, and arbitration proceedings. Over the course of hundreds of cases, his qualifications and analysis have consistently withstood scrutiny under oath across diverse courts, judges, and legal proceedings, reflecting a high level of professional credibility, analytical rigor, and trust from clients and legal counsel . TOC 📑 Credentials Overview of Richard Kahn (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 🏆 Intro & Summary 1️⃣ Regulatory Licenses & Certifications 2️⃣IRS Credentials 3️⃣QuickBooks & Intuit Certifications 4️⃣ Professional Experience 5️⃣ Why These Credentials Matter 6️⃣ Kenpo Black Belt Credentials 📞 Schedule a Free Strategy Call 🔚 Footer 1. Regulatory Licenses & Certifications 1️⃣🏛️ Regulatory Licenses & Certifications Held by Richard Kahn (Past & Present) Richard has held licenses across securities, lending, real estate, and tax domains since 1975—without a single complaint or disciplinary action . Licenses marked “Current” remain active; others were voluntarily relinquished. 🔹 Securities & Financial Markets Licensed with the U.S. Securities and Exchange Commission (SEC) Registered with the National Association of Securities Dealers (NASD) (now FINRA) Registered yo trade on the Chicago Board of Options Exchange (CBOE) Licensed with the Commodities Futures Trading Commission (CFTC) Member of the National Futures Association (NFA) Blue Sky registrations held in multiple U.S. states 🔹 Real Estate, Lending & Aviation Principal Real Estate Broker , Florida DBPR (Current) Residential Correspondent Mortgage Lender , Florida DFS Licensed Real Estate Principal Broker , North Carolina Real Estate Commission Licensed Real Estate Principal Broker, New York State Department of State Instrument-Rated Pilot , Federal Aviation Administration (FAA) 🔼 Back to TOC 2️⃣ 🧾 IRS-Recognized Tax Credentials Certified Acceptance Agent (CAA) , IRS / U.S. Treasury (Current) AFSP participant , IRS / U.S. Treasury (Current) 🔼 Back to TOC 3️⃣ 💚 Intuit & QuickBooks Online Certifications: 💚 QuickBooks Online (QBO) 💚 QuickBooks Online Advanced ProAdvisor (Core platform mastery) 💚 QuickBooks Payroll Certification 💚 QuickBooks Tax Certification 💚 QuickBooks Time Certification 💚 QuickBooks Online Setup Certification 💚 Intuit Bookkeeping Certification 📘Certified Bookkeeping Professional (Intuit + Certiport) Verifies advanced bookkeeping knowledge, including: Double-entry accounting Accounts payable/receivable Reconciliations and financial statement preparation 🔼 Back to TOC 2. IRS Credentials 3. QuickBooks & Intuit Certifications 4. Professional Experience 4️⃣ 📘Professional Experience FPG-USA, Inc. – Founder & Fractional CFO 2008 – Present Provides CFO advisory, bookkeeping, and accounting services Leads financial cleanups, compliance, and operational optimization Oversees secure QuickBooks Online environments Supports complex transactions including FIRPTA-related compliance matters FIRPTA Refunds, LLC – Founder & CFO 2008 – Present Specializes in FIRPTA withholding, tax filings, and refund recovery Advises foreign sellers, buyers, and closing agents on proper FIRPTA execution Reduces or eliminates unnecessary withholding and accelerates refund recovery Ensures accurate filings to avoid IRS penalties and costly compliance errors FPG-USA, Inc. – Forensic & Litigation Consultant, Testifying Expert 2008 – 2022 Led forensic investigations in over 1,000 mortgage and securities fraud cases across 37 states Served as a testifying expert in state and federal courts Provided asset analysis and reporting for banks, lenders, and legal teams Whale Mortgage, Inc. – Founder & Licensed Correspondent Lender 2003 – 2010 Originated and underwrote mortgage loans across Florida Ensured compliance with state lending regulations Directed loan operations, approval pipelines, and client servicing Mallpark, Inc. – Founder & eCommerce Innovator 1996 – 2006 Built and managed 50 category-specific cybermalls serving hundreds of eCommerce clients Developed SaaS platforms and online payment gateway systems Provided infrastructure and strategic support for B2B and B2C companies Commercial Real Estate Development & Lending 1985 – 2003 Directed acquisition, development, and compliance for multi-partner investment portfolios Managed tax, real estate, and financial reporting obligations Oversaw real estate syndications, lending structures, and regulatory filings Affiliated Real Estate Analysts, Inc. (A.R.E.A.) – Founder & CFO 1978 – 1995 Expanded from one asset to over 60 anchored commercial centers and dozens of residential properties across 12+ states Managed CFO functions, tax compliance, and investment reporting Directed multi-entity real estate partnerships and operations Merrill Lynch (NYC) – National Real Estate Tax Shelter Product Manager 1973 – 1978 Designed and launched real estate tax shelter offerings for Merrill’s international client base Coordinated with legal and tax departments to ensure compliance and investor satisfaction Reported directly to Don Regan, then CEO of Merrill Lynch and future U.S. Treasury Secretary Assisted in analyzing client financials and structuring offerings, supporting capital raises through a nationwide network of account executives 👉 Want to see how Richard's work experience translate into results for your business? 📞 Schedule a Free CFO Strategy Call › 🔼 Back to TOC 5. Why These Credentials Matter Schedule 6. Kenpo Black Belt Credentials Footer 5️⃣ 🧠 Why These Credentials Matter: Richard’s background reflects a career built on regulatory integrity, financial expertise, and real-world business leadership. Clients benefit from working with an experienced advisor who understands compliance, financial systems, and the practical realities of complex transactions. His CFO advisory work helps businesses stabilize their books, improve performance, and scale with confidence—delivering clear insight, sound strategy, and measurable results. 🎯 "My role is to help business owners see around corners, not just clean up the past." 👉 [Schedule a Free CFO Strategy Call ›] 🔼 Back to TOC 6️⃣ 🥋 Kenpo Black Belt – 8th Dan Kenpo Hall of Fame - Masters Division Inductee Richard holds an 8th Dan Black Belt in Kenpo, reflecting over 40 years of discipline, strategic thinking, and continuous improvement. This background informs his professional approach with discipline, focus, and structured execution. 🔍 Explore Richard’s Martial Arts Credentials › 🔼 Back to TOC

Discover FPG-USA’s bookkeeping, accounting, and CFO advisory services tailored for gyms, fitness centers, and boutique studios. Gain financial clarity, manage memberships, and grow sustainably with FPG-USA. FPG-USA Financial Services for GYMS & FITNESS CENTERS Top 🏋️ Your Gym Should Be as Fit Financially as It Is Physically From small fitness studios to multi-location gyms, FPG-USA helps fitness business owners go beyond just balancing the books. We clarify revenue streams (memberships, drop-ins, classes), control expenses, and guide strategic growth so you can spend more time building strength in your business—not just your clients. — Richard Kahn, Founder & CFO, FPG‑USA TOC 📋 FPG-USA Financial Services for 🏋️Gyms & Fitness Centers (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ Common Financial Blind Spots 2️⃣ Our Services for Fitness Businesses 3️⃣ Membership Revenue & Payment Tracking 4️⃣ Staff Compensation Models & Class Payouts 5️⃣ Inventory, Supplements & Retail Oversight 6️⃣ Seasonal Trends, Prepaid Packages & Cash Flow 7️⃣ Strategic Advisory for Growth or Exit 🚀 Ready to Discuss Your Needs? 🔚 Footer 1 1️⃣ Common Financial Blind Spots Fitness businesses often struggle with inconsistent income tracking, unclear staff payouts, and seasonal cash flow swings. FPG-USA helps you fix disorganized books, reconcile payments from systems like Mindbody or Glofox, and prepare clean financials for tax or expansion. 🔼 Back to TO C 2️⃣ Our Services for Fitness Businesses We offer a range of tailored services including: QuickBooks Online setup and monthly bookkeeping Reconciliation of POS and merchant deposits Class pack and recurring membership tracking Payroll support (trainers, instructors, 1099/employee mix) KPI dashboards (churn, LTV, CAC, class utilization) 🔼 Back to TO C 3️⃣ What’s Included in Our Services We ensure your recurring revenue is clearly captured and reconciled—whether it’s through Stripe, Square, Zen Planner, or ACH autopay. You’ll get clarity on MRR (monthly recurring revenue), churn, and what each member is actually worth. 🔼 Back to TO C 4️⃣ Staff Compensation Models & Class Payouts From hourly wages to per-class instructor pay and performance bonuses, we help structure clean payroll integrations and payout models. We also reconcile inconsistencies between class attendance systems and payroll records. 🔼 Back to TO C 5️⃣ Inventory, Supplements & Retail Oversight If you sell branded apparel, protein supplements, or gear, we help track inventory costs, shrinkage, and margins—so your retail shop doesn’t turn into a black hole in your books. 🔼 Back to TO C 6️⃣ Seasonal Trends, Prepaid Packages & Cash Flow Gyms are prone to seasonality. We track deferred revenue from prepaid packages and forecast for low-attendance periods so you aren’t caught off guard by a cash crunch. 🔼 Back to TO C 7️⃣ Strategic Advisory for Growth or Exit Considering adding another location? Buying equipment? Partnering with a new trainer? We’ll help you evaluate the ROI and model the impact on your bottom line. We also help with valuations and financial prep for sale or succession planning. 🔼 Back to TO C 🚀 Ready to Discuss Your Needs? Whether you're expanding locations, optimizing staff compensation, or trying to untangle POS and membership systems, we're here to help. 👉Click here to schedule your free strategy call with our CFO › 🔼 Back to TO C 2 3 4 5 Schedule 7 6 Footer

Expert QuickBooks Online bookkeeping and CFO advisory for dental practices. Improve financial clarity, streamline operations, and grow profitably. FPG-USA Financial Services for DENTAL PRACTICES Top 🦷 Dentists and dental practice owners face unique financial challenges — from managing insurance reimbursements to balancing production with overhead, staffing, and technology upgrades. At FPG-USA, we provide expert financial services tailored specifically for dental practices, including QuickBooks Online bookkeeping, cash flow management, and strategic CFO advisory. Whether you operate a solo office, multi-provider group, or DSO, we help you streamline your books, understand your numbers, and grow profitably — without adding overhead. — Richard Kahn, Founder & CFO, FPG‑USA TOC 📋 FPG-USA Financial Services for 🦷 Dental Practices (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ Financial Blind Spots in Dental Practices 2️⃣ Our Approach to Bookkeeping & Accounting 3️⃣ Strategic CFO Advisory for Dental Growth 4️⃣ Why Dentists Choose FPG-USA 5️⃣ Fixed-Fee Pricing, No Surprises 6️⃣ Who We Work With 🚀 Ready to Discuss Your Needs? 🔚 Footer 1 1️⃣ Financial Blind Spots in Dental Practices Even profitable dental practices can experience financial stress due to: ❗ Insurance delays & underpayments ❗ Inconsistent patient billing or collection issues ❗ High payroll & equipment overhead ❗ Lack of visibility into provider performance ❗ Commingling of personal/business expenses We bring clarity to your numbers so you can make confident, informed decisions — not just react to cash flow. 🔼 Back to TO C 2️⃣ Our Approach to Bookkeeping & Accounting We provide industry-specific bookkeeping and accounting for dentists using QuickBooks Online: ✅ Monthly transaction categorization & reconciliation ✅ Integration with practice management & billing systems ✅ Tracking of revenue by provider, service type, or location ✅ Accurate coding of payroll, lab, supply, and equipment expenses ✅ Audit-ready financials with clean month-end closes You’ll always know where your practice stands — without chasing spreadsheets or worrying about year-end chaos. 🔼 Back to TO C 3️⃣ Strategic CFO Advisory for Dental Growth Our CFO services for dentists are tailored to drive smarter decisions and profitable growth: 📈 Forecasting revenue based on chair time and production 💸 Identifying overstaffing or cost leakage 💡 Pricing strategy for services, memberships, or fee schedules 🧾 Capital planning for equipment, technology, or expansion 🧠 Coaching on owner compensation, tax planning, and entity structure Whether you’re scaling, selling, or staying steady — we bring clarity and strategy. 🔼 Back to TO C 4️⃣ Why Dentists Choose FPG-USA ✅ 30+ years of financial leadership ✅ AFSP Certified, IRS Acceptance Agent ✅ QuickBooks Online ProAdvisor: Advanced, Payroll, Tax & Time ✅ Trusted by dental practices, DSOs, and healthcare providers nationwide ✅ Secure remote access, HIPAA-conscious tools, and no hidden fees 🔼 Back to TO C 5️⃣ Fixed-Fee Pricing, No Surprises We offer clear, fixed pricing for bookkeeping, accounting, and CFO advisory — no hourly billing, no surprises. Your monthly fee includes: Full-service QuickBooks Online bookkeeping Financial reporting & reconciliations CFO advisory calls or email strategy support Annual tax package preparation (optional add-on) 👉 Request a Quote 🔼 Back to TO C 6️⃣ Who We Work With We support a range of dental businesses: 🦷 Solo practitioners & startups 🧑⚕️ Multi-provider private practices 🏢 Multi-location or specialty offices 🏛️ Dental Service Organizations (DSOs) 🧮 Dental consultants or coaches seeking backend support 🔼 Back to TO C 🚀 Ready to Discuss Your Needs? Whether you're scaling, cleaning up your books, or looking for strategic financial guidance, we're here to help. 👉 Click here to schedule your free strategy call with our CFO › 🔼 Back to TO C 2 3 4 5 6 Schedule Footer

FPG-USA helps manufacturing businesses improve margins, manage inventory, and forecast cash flow through bookkeeping, accounting, and CFO advisory services. FPG-USA Financial Services for MANUFACTURING COMPANIES Top 🏭 Financial Clarity to Power Your Production Margins matter. Inventory matters more. We help manufacturing companies streamline financial reporting, control production costs, and plan confidently for growth—even in volatile markets. — Richard Kahn, Founder & CFO, FPG‑USA TOC 📋 FPG-USA Financial Services for 🏭Manufacturing Companies (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ Manufacturing Industry Challenges 2️⃣ Bookkeeping & Accounting Services 3️⃣ Inventory and COGS Tracking 4️⃣ Job Costing & Margin Analysis 5️⃣ Cash Flow Forecasting & Budgeting 6️⃣ Financial Reporting & KPIs 7️⃣ Strategic CFO Advisory for Manufacturers 🚀 Ready to Discuss Your Needs? 🔚 Footer 1 2 3 4 1️⃣ Manufacturing Industry Challenges Manufacturing operations deal with thin margins, supply chain disruptions, fluctuating costs, and inventory that’s either overstocked or out of sync. These challenges require financial systems that are both precise and agile. 🔼 Back to TOC 2️⃣ Bookkeeping & Accounting Services We provide tailored support for: QuickBooks Online or Desktop Multi-location and class-based accounting Bank, credit, and loan reconciliations Monthly financial statements Fixed asset tracking and depreciation schedules 🔼 Back to TOC 3️⃣ Inventory and COGS Tracking Poor inventory management ruins profitability. We help manufacturers: Accurately track raw materials and finished goods Reconcile inventory counts Allocate direct labor and overhead to COGS Maintain systems that reflect real-time inventory status 🔼 Back to TOC 4️⃣ Job Costing & Margin Analysis Whether it’s make-to-order or batch production, we help you: Assign costs to specific jobs or product lines Calculate true margins by SKU or process Identify cost creep and inefficiencies 🔼 Back to TOC 5 5️⃣ Cash Flow Forecasting & Budgeting We help you project: Cash requirements for materials and payroll Timing of receivables and payables Seasonal or project-based cash swings Capital investment planning 🔼 Back to TOC 6️⃣ Financial Reporting & KPIs Gain clear insight with: Margin by product line Inventory turnover ratios OEE (Overall Equipment Effectiveness) Break-even analysis and production benchmarks 🔼 Back to TOC 7️⃣ Strategic CFO Advisory for Manufacturers When you're planning expansions, seeking financing, or evaluating new equipment, we offer: Capital budgeting models Bank-ready reporting packages Pricing analysis Operations strategy aligned with financial goals 🔼 Back to TOC 🚀 Ready to Discuss Your Needs? Whether you're optimizing inventory, facing rising costs, or preparing for expansion, we're here to help. 👉Click here to schedule your free strategy call with our CFO › 🔼 Back to TOC Schedule 7 6 Footer

See how FPG‑USA helps businesses grow profitably through CFO advisory, QBO bookkeeping, and financial systems that turn clarity into stronger profits. Top How We Help Businesses Grow Profitably 📚 How We Help You Grow Profitably At FPG‑USA, we align How Business Owners Want to Grow with How We Help Them Grow —delivering clarity, control, and smarter profits, not just bigger numbers. Our approach combines expert CFO advisory with advanced Accounting and QuickBooks Online bookkeeping to streamline financial operations, reduce risks, and fuel sustainable growth. — Richard Kahn, Founder & CFO, FPG‑USA TOC 1️⃣ 🧠 Strategic CFO Advisory High-level financial leadership without the in-house cost. We provide forecasting, budgeting, and strategic planning—aligning growth with profit, not guesswork. 🔼 Back to TOC 2️⃣ 📊 Real-Time Financial Visibility QuickBooks Online gives you live data to spot trends early, catch overspending, and make smarter decisions—based on today’s numbers, not last month’s. 🔼 Back to TOC 3️⃣ 💵 Cash Flow Optimization We help you control cash flow through accurate tracking, QBO-based projections, and proactive planning—so you avoid shortfalls and keep capital working. 🔼 Back to TOC 4️⃣ 🔍 Job & Project Costing By assigning expenses to specific jobs or clients, we reveal exactly what’s profitable and where margins are leaking—so you can refine pricing or cut waste. 🔼 Back to TOC 5️⃣ ⚙️ Automated Invoicing & Accounts Receivable Speed up payments and reduce collections headaches with automated invoicing, recurring billing, and AR follow-ups—keeping cash moving and profits intact. 🔼 Back to TOC 6️⃣ 🛡️ Fraud Prevention & Internal Controls We build workflows and approval systems that minimize fraud risk, prevent misclassification, and protect your bottom line from costly errors. 🔼 Back to TOC 7️⃣ 🧾 Tax Strategy & Compliance Accurate books mean fewer tax-time surprises. We help you capture all deductions, reduce audit risk, and stay compliant while minimizing tax liability. 🔼 Back to TOC 8️⃣ 📦 Inventory Management & Cost Control With QBO tracking and process improvements, we help product businesses reduce overstocking, prevent stockouts, and protect profit margins. 🔼 Back to TOC 9️⃣ 📈 Growth Readiness & Investor Confidence Clean, accurate financials attract lenders, investors, and partners. We help you build financial systems that support growth and open doors to funding—on your terms. 🔼 Back to TOC 👉 Ready to Boost Profits with Smarter Financial Systems? Schedule Your Free Strategy Call › 🔼 Back to TOC 1. Strategic CFO Advisory 2. Real-Time Financial Visibility 3. Cash Flow Optimization 4. Job & Project Costing 5. Automated Invoicing & Accounts Receivable 6. Fraud Prevention & Internal Controls 7. Tax Strategy & Compliance 8. Inventory Management & Cost Control 9. Growth Readiness & Investor Confidence 📋 How We Help You Grow Profitably (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ 🧠 Strategic CFO Advisory 2️⃣ 📊 Real-Time Financial Visibility 3️⃣ 💵 Cash Flow Optimization 4️⃣ 🔍 Job & Project Costing 5️⃣ ⚙️ Automated Invoicing & Accounts Receivable 6️⃣ 🛡️ Fraud Prevention & Internal Controls 7️⃣ 🧾 Tax Strategy & Compliance 8️⃣ 📦 Inventory Management & Cost Control 9️⃣ 📈 Growth Readiness & Investor Confidence 🔚 Footer Footer

Bookkeeping, accounting, and CFO advisory services tailored for chiropractic practices. Strategic financial clarity from FPG‑USA. FPG-USA Financial Services for CHIROPRACTIC PRACTICES Top 🦴 Chiropractors face a unique blend of clinical, compliance, and cash flow challenges. Running a chiropractic practice takes more than adjusting spines — it takes financial clarity, clean books, and reliable insight into your practice’s performance. At FPG‑USA, we help chiropractors like you simplify financial operations, make better business decisions, and stay tax-ready year-round. — Richard Kahn, Founder & CFO, FPG‑USA TOC 📋 FPG-USA Financial Services for 🦴 Chiropractic Practices (TOC) Click a section title to jump — use 🔼 Back to TOC to return here/ top. 🔝 Back to Top 1️⃣ Overview of Financial Challenges & Needs 2️⃣ Typical Practice Structure & Roles 3️⃣ Common Blind Spots & Pitfalls 4️⃣ Services We Provide to Chiropractors 5️⃣ Request Quote 🚀 Ready to Discuss Your Needs? 🔚 Footer 1 1️⃣ Overview of Financial Challenges & Needs Chiropractic practices operate with unique financial rhythms — blending healthcare compliance with small business operations. Key challenges often include: Managing cash vs. insurance reimbursements Navigating Medicare and private insurer requirements Tracking associate compensation and equipment financing Ensuring timely patient billing and receivables follow-up We help turn your practice finances into a strategic advantage — not a burden. 🔼 Back to TO C 2️⃣ Typical Practice Structure & Roles Most chiropractic offices fall into one of these categories: Solo doctor with 1–3 support staff Multi-practitioner clinics with shared admin staff Group practices with multiple locations Key financial roles may be handled by: Office managers (not always trained in accounting) Outsourced billing companies The owner-doctor themselves (often inefficiently) We provide back-end financial structure and oversight — so you don’t have to. 🔼 Back to TO C 3️⃣ Common Blind Spots & Pitfalls Co-mingling of business and personal expenses Lack of real-time reporting for cash flow or margins Misuse of Chart of Accounts in QuickBooks Missing write-offs for CE, equipment, or software Not tracking provider performance individually No clear KPI tracking or forecast planning We fix what others miss — and show you how to avoid recurring problems. 🔼 Back to TO C 4️⃣ Services FPG-USA Provides to Chiropractors We offer flexible service tiers based on your size, needs, and existing systems: ✔️ Monthly Bookkeeping & Reconciliations ✔️ Financial Reporting (P&L, Balance Sheet, KPIs) ✔️ Cleanups & Back-Work ✔️ Cash Flow Forecasting ✔️ Payroll Oversight & Coordination ✔️ Strategic CFO Advisory ✔️ Coordination with your tax preparer or CPA All services are remote, secure, and built for results. 🔼 Back to TO C 5️⃣ Request Quote Let us create a customized plan for your chiropractic practice — with fixed-fee pricing and no hidden costs. We’ll assess your needs, recommend the right tier of service, and get to work — so you can focus on treating patients, not chasing numbers. 👉 Start a Consultation › 🔼 Back to TO C 🚀 Ready to Discuss Your Needs? We’ll assess your needs, recommend the right tier of service, and get to work — so you can focus on treating patients, not chasing numbers. 👉Click here to schedule your free strategy call with our CFO › 🔼 Back to TO C 2 3 4 5 Schedule Footer