Lender Compliance Analysis
Lender Compliance Analysis (LCA) - TILA, HOEPA, RESPA, UDAP Analysis
LCA provides analysis of TILA,HOEPA, RESPA, and UDAP issues.
Using our automated system, you enter your loan details, purchase the Summary and answer a set of dynamically generated questions to ascertain whether or not your loan has any violations of TILA, HOEPA, RESPA, or UDAP.
Our automated systems are designed for speed and ease of use so that once you finish the exam you are provided with the LCA Summary that tells you whther or not you have violations and are eligible for Rescission.
If there are violations, you can then purchase the detailed report for use in court or Loan Modification negotiations.
Additionally, if applicable, you can also purchase the rescission package to assit you with your rescission claim.
Using our system, you only purchase the the services you need. This saves you money on loans where no violations clearly exist.
LCA Automated Services:
These services are automated and can be performed / purchased at any time.
Name When to Use LCA Summary
SampleTo analyse TILA, HOEPA, RESPA and UDAP issues for a loan. LCA Report
SampleIf violations are found after running the LCA Examination. This provides detailed violations / alerts and Suggessted Cases for Attorney Review (attorneys only). LCA Rescission Package (if applicable)
SampleIf rescission is applicable, this will provide you with a turnkey solutions for the rescission / tender offer process.
LCA Manual Reporting Services:
These services replace the automated LCA findings when you want to have an expert perform your analysis for you.
Name When to Use Manual LCA
(LCA Pro-Audit Certification)
Includes Assessment and ReportIf you are not clear on how to use our LCA system or if you have a loan that is really unusual, or a great deal of issues and you want an expert to analyse it for you, purchase this instead of the LCA Automated services. Comprehensive Trust Examination Rescission Package to accompany Manual LCA (when applicable)
Additional LCA Supporting Services:
Name When to Use LCA - Per Inquiry Expert Informational Consultation Service When you are not sure which service to purchase or how to proceed in the case or need assistance understanding the intricacies of TILA, HOEPA, RESPA, UDAP. LCA - Per Inquiry Expert Witness Phone Consultation Used when you need expert witness testimony in court. This is provided via teleconference or net meeting as required. (must be scheduled in advance) LCA - Manual Certification When you need Certification of input in LCA by confirmation of undisputable written documentation reviewed by an FPG-USA expert. LCA - Document Review, Certification, and Opinion
SampleWhen you need Certification plus full document review, and an expert opinion. LCA - Rush service Used when you need a quicker turn around time on our manual reporting. This fee is billed for each day reduced.
If you have any questions regarding our LCA services, please feel free to contact us at:
websupport@fpg-usa.com.