FLD Securitization Audit
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Qualified Written Request Login for Pricing
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FLD HAMP NPV Consultation Login for Pricing
Over 90% of HAMP loan modification requests are rejected. There are Net Present Value tests and guidelines in a waterfall approach that do not find the parameters available to the public. So many applicants don't know what the HAMP parameters are until they get a message of being rejected. Then its too late. For those who want to have a professional run the numbers first and identify the issues to help resolve them, this is the service. We'll do the math. You may need expert consultation added to this item if your case has issues and you fail the tests.
TID Confirm Loan In Pool

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If you want to make sure your loan is in the pool it is being alleged to be in, we can check and confirm that fact. Lenders are known for stating loans are in particular pools when they are in fact not included in those pools. This service includes inspecting the master loan servicer, securities administrator, trustee and SEC filings.

TNID Search for a Loan Across Multiple Pools (Multi-CIK Search)
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Basic Multi-CIK Search

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Initial Search: This is our Basic Multi-CIK Search. Try this first. We'll search publically issued Private Label MBS Securitizations by the various loan numbers across your documents and report results. If we find the loan you can upgrade your Trust Not Id'd to a Trust Id'd request.

Manual Multi-CIK Search

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Enhanced Manual Search: If you've tried our initial basic multi-cik search above and it does not yield results, it is likely the investor, master servicer, sub servicer, sponsor, depositor or trustee has changed your loan numbers to their own numbers. They do this for many reasons, including making it extremely difficult to locate a loan in a pool. In these cases we will search up to 20 different MBS pools including tens of thousands of lime item loans in a drill down fashion. We start with the zip code then begin matching terms. We start with the MBS pools closest to your loan origination date and work our way out to one year from your origination date. If we do NOT find your loan, we will immediately refund you ONE HALF of what you paid for this enhanced manual search including if you pay for individual Trust Add-Ons.

Manual Multi-CIK Search Add-On, by Trust

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Manual Search Add-Ons: In some cases, such as Countrywide for example where they issue dozens of MBS each year, you may want to add MBS to search if we cannot locate your loan but we stopped at the 20 MBS pool cap included in the Manual Search. Here you can add-on individual extra MBS pool searches for a fee per each. This is for those who paid for a Manual Search and are adding on, it is not a free standing "search one pool" offering.

QSPE Securitization Search

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QSPE Securitization Search: The "mother of all manual MBS pool search jobs". Here we search all MBS issuers within one year of the loan origination date by both loan numbers and manual searching. Unlike the searches above where we search issuers that are indicated on your loan accompanying documents. The object of this exercise is to search all MBS pools on SEC EDGAR and Fannie Mae and Freddie Mac to ensure we cannot locate the loan. This is required to allege and support clamis that your loan was QSPE securitized in a bank to bank transaction behind the scenes; or that it was in a private or government issued offering.
Half Hour Shop Rate

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Hourly Shop Rate

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Expert's Half Hour Shop Rate Login for Pricing
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Expert's Hourly Shop Rate Login for Pricing
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